Rupeek Capital Private Limited (RCPL) is a NBFC, established in 2017, has revolutionized gold loan lending in the NBFC industry through its technology backed products. RCPL provides loans along with India's leading Banks through the technology platform provided by RFPL, it has provided Indian customers fair, flexible, safe and fast doorstep gold loan, personal loan and credit services on their gold. It aims to democratize access to formal credit for Indians because even though 95% of India’s household net worth is in some form of assets, yet, more than 90% of Indians don’t have access to formal credit.
Based on your income, credit score, purpose Rupeek Capital Private Limited provides its customers personal loans. A fair, fast and easy access to tension free loans for your business or personal requirements
| Fees | Amount to be paid |
|---|---|
| Rate of Interest | Upto 37.65% pa |
| Loan Processing Charges | Upto Rs 5000 depending upon ticket size |
| Foreclosure charges | Nil |
| Stamp Duty & other statutory charges | As applicable |
| Bounce charges | Nil |
| Legal and collection charges | Basis actuals |
| CIBIL Report copy charges | Nil |
| Default Interest/Penalty | Upto 6% pa |
| Tenure | 6-12 months |
Rupeek Capital Private Limited's unique product Rupeek Quick, provides an instant line of credit based on the gold you have pledged with Rupeek Capital Private Limited. All you need to do is pledge your gold, get your loan amount sanctioned, after that you can instantly borrow money 24/7 through the Rupeek app from the sanctioned amount.
Rupeek Capital Private limited provides Doorstep gold loan service through the technology developed by Rupeek Fintech Private Limited. Doorstep service enables the customer to avail of gold loans at the comfort of his/her home. A customer needs to place a request on the Rupeek app after evaluating the value of gold with our gold loan calculator. After that, our highly trained gold loan professionals will meet the customer at his/her house and appraise the gold right in front of the customer. KYC documents will be checked and upload for verification. Once your documents are verified, Rupeek will directly transfer the loan amount to your account.